NEW DELHI, Feb. 6, 2025 /PRNewswire/ — Care Health Insurance emphasises the importance of securing medical insurance for parents. This ensures financial stability and access to quality healthcare during unforeseen medical emergencies.
Healthcare costs are rising by 12–15% annually, making financial planning for medical emergencies more crucial than ever. As parents age, they become more susceptible to health issues, making it essential to have a strong and flexible health insurance plan.
Medical emergencies can arise unexpectedly, leading to substantial financial burdens. A comprehensive health insurance policy provides financial support and ensures timely medical attention without compromising the family’s savings.
Care Health Insurance’s Care Supreme Health Insurance Plan recognises the unique healthcare needs of senior citizens.
Comprehensive Coverage of Medical Insurance for Parents
Care Health Insurance offers a comprehensive health insurance policy that ensures individuals can provide their parents with the best medical care without financial constraints.
- High Sum Insured Options: Policyholders can choose sum insured options up to ₹1 crore, ensuring ample coverage for various medical treatments.
- In-patient Care: Coverage up to the sum insured for hospitalisation expenses so that parents receive the necessary medical attention without financial constraints.
- Day Care Treatments: All daycare treatments, including cataract treatment and dialysis, are covered. This allows parents to receive treatments that do not require prolonged hospital stays.
- Pre- and Post-Hospitalisation Medical Expenses: This policy covers medical expenses incurred up to 60 days before hospitalisation and up to 180 days post-discharge, ensuring comprehensive care.
- AYUSH Treatment: Coverage up to the sum insured for alternative treatments under Ayurveda, Yoga, Unani, Siddha, and Homeopathy is offered if the insured gets hospitalised in an AYUSH-certified hospital.
- Organ Donor Cover: Expenses related to organ donation are covered up to the sum insured, supporting critical procedures.
- Unlimited Automatic Recharge: If the sum insured gets exhausted during the policy year, it gets automatically recharged an unlimited number of times, giving continuous coverage.
Optional Benefits in Medical Insurance for Parents
The Care Supreme Health Insurance Plan enhances health insurance benefits by offering flexible add-ons to cover one’s specific needs.
- Annual Health Check-up: One health check-up is provided every year for all the insured members.
- Cumulative Bonus Super: Boosts one’s sum insured amount up to a maximum of 500% in 5 consecutive years
- Wellness Benefit: 30% discount on renewal premium to achieve one’s target for active days.
- Air Ambulance Cover: The expenses of shifting patients via air ambulance are covered.
- Claim Shield: It provides coverage for non-payable items required in medical treatments.
- Instant Cover: Instant coverage for pre-existing diseases like Diabetes, Hypertension, Hyperlipidemia, and Asthma is offered after an initial waiting period of 30 days.
- Reduction In PED Wait Period: The long waiting period for pre-existing disease shall be reduced from three to two or one year as per the policy terms.
- Care OPD: One can get covered for 4 general physician consultations and any 4 Specialist Consultations from the list of 14 specified specialists.
- Be-Fit: Offers unlimited visits to fitness centres that can be availed by insured members aged above 12 years.
Ensuring a Secure Future for One’s Parents
With the rising healthcare costs, it is more important than ever to have a reliable health insurance plan for parents. The Care Supreme Health Insurance Plan ensures that loved ones receive the best medical care without financial worries. By selecting the right health coverage, families can focus on their parents’ well-being rather than stressing about the medical bills.
About Care Health Insurance Limited – A Legacy of Trust & Care
Care Health Insurance is a specialised health insurer offering products in the retail segment for Health Insurance, Top-up Coverage, Personal Accident, Maternity, International Travel Insurance and Critical Illness, along with Group Health Insurance and Group Personal Accident Insurance for Corporates, Micro Insurance Products for the Rural Market and a Comprehensive Set of Wellness Services. With its operating philosophy being based on the principal tenet of ‘consumer-centricity’, the company has consistently invested in the effective application of technology to deliver excellence in customer servicing, product innovation and value-for-money services.
Secure Comprehensive Health Insurance for One’s Parents
A powerful health Insurance plan for Parents ensures timely and high-quality healthcare for aging parents, making it an indispensable component of financial and healthcare planning. Whether addressing minor health concerns or managing critical medical emergencies, an effective insurance policy reduces both financial and emotional stress. Prospective policyholders are encouraged to evaluate available options accurately to provide their parents with comprehensive medical security.
For more information on health insurance plans offered by Care Health Insurance, please contact 1800-102-4499.
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