Sunday, 10 Aug 2025
  • About Us
  • Contact Us
  • Terms and Conditions
  • Privacy Policy
Subscribe
Life Care News
  • Home
  • Business
    • Business Wire
    • Globenews Wire
  • News
    NewsShow More
    MiTAC Computing Partners with Industry Leaders on Open AI Server Solutions at OCP APAC Summit 2025
    MiTAC Computing Partners with Industry Leaders on Open AI Server Solutions at OCP APAC Summit 2025
    09/08/2025
    NOTICE OF SETTLEMENT APPROVAL
    NOTICE OF SETTLEMENT APPROVAL
    09/08/2025
    BBBS & Israel’s Foresight Awarded USD 5 Million to Build & Commercialize Rugged Autonomous Drones for Hazardous Industrial Environments
    BBBS & Israel’s Foresight Awarded USD 5 Million to Build & Commercialize Rugged Autonomous Drones for Hazardous Industrial Environments
    09/08/2025
    JioStar Presents Bigg Boss 19: A New Season, A New Sarkaar
    JioStar Presents Bigg Boss 19: A New Season, A New Sarkaar
    08/08/2025
    NOTICE OF SETTLEMENT APPROVAL
    Torus Digital enters strategic partnership with Suryoday Small Finance Bank, launches 3-in-1 Savings & Investment Account
    08/08/2025
  • Tech
  • Health
  • Sports
  • Entertainment
  • Automobile
  • 🔥
  • news
  • june
  • july
  • global
  • Business
  • today
  • announced
  • Tech
  • company
  • will
Font ResizerAa
Life Care NewsLife Care News
  • Home
  • Business
  • News
  • Tech
  • Health
  • Sports
  • Entertainment
  • Automobile
Search
  • Home
  • Business
    • Business Wire
    • Globenews Wire
  • News
  • Tech
  • Health
  • Sports
  • Entertainment
  • Automobile
Follow US
© 2022 Foxiz News Network. Ruby Design Company. All Rights Reserved.
Business

CARD91 Launches AI-Powered UPI Credit Scoring Engine to Enable Smarter Lending and Drive Financial Inclusion

PRNW Agency
Last updated: 09/08/2025 2:31 PM
PRNW Agency
Share
3 Min Read
CARD91 Launches AI-Powered UPI Credit Scoring Engine to Enable Smarter Lending and Drive Financial Inclusion
SHARE
CARD91 Launches AI-Powered UPI Credit Scoring Engine to Enable Smarter Lending and Drive Financial Inclusion

BANGALORE, India, Aug. 7, 2025 /PRNewswire/ — CARD91, a leading payments infrastructure provider, has launched its AI-powered UPI Credit Scoring Engine—a behavioural Business Rules Engine (BRE) that transforms real-time UPI transaction data into dynamic, actionable credit scores.

- Advertisement -

Built to go beyond traditional bureau-based assessments, the solution enables banks, NBFCs, and fintechs to underwrite and pre-approve thin-file and new-to-credit customers with greater confidence—enhancing approval rates, reducing default risk, and driving financial inclusion.

- Advertisement -

Ajay Pandey, CEO of CARD91, commented:
“Millions of deserving borrowers remain underserved due to limited or no bureau history. Our AI-powered UPI Credit Scoring Engine redefines risk assessment—enabling lenders to extend credit responsibly while protecting their portfolios.”

Core Capabilities

- Advertisement -
  • Behavioural Credit Scoring (0–100)
    Uses machine learning to analyze real-time UPI transaction patterns—frequency, value, and categories—to compute a behavioural score, independent of traditional bureau history.
  • Customizable Eligibility Filters
    Filter applicants based on income range, transaction history, location, or demographic data to align with one’s credit product’s risk appetite.
  • Real-Time & Bulk Score Generation
    Generate scores instantly via API or in batches—seamlessly integrated into onboarding or underwriting workflows.
  • Automated Risk Segmentation
    Automatically classify customers into High, Medium, or Low risk bands based on scoring thresholds tailored to one’s business rules.
  • Configurable Approval Matrix
    Map risk bands to decision flows—auto-approve, flag for manual review, or reject—reducing manual intervention and improving turnaround time.
  • Bureau Score Benchmarking
    Compare behavioural UPI scores with bureau ratings to measure uplift, validate credit decisions, and improve portfolio segmentation.

Reimagine Lending with CARD91

- Advertisement -

Compliant, scalable, and AI-driven, CARD91’s UPI Credit Scoring Engine enables lenders to modernize underwriting, reach underserved segments, and scale responsibly. It is built for banks, NBFCs, and digital lenders.

It works seamlessly for institutions offering Credit Cards, Credit Lines, Personal Loans, and BNPL products—helping them extend credit confidently to thin-file and new-to-credit segments.

- Advertisement -

About CARD91

- Advertisement -

CARD91 is a Payments Infrastructure company providing unparalleled technology infrastructure to Banks and other Regulated Entities. The company offers complete tech stacks for PPI, Credit, Multi-Currency, UPI Switch, Credit Line on UPI, UPI Credit Score Engine, Merchant Management, and Merchant Onboarding (with fraud checks). With a team strength of 70+ professionals, CARD91 operates across key financial hubs, including Bangalore, Mumbai, Delhi, and Chennai.

For more information, visit www.card91.io or contact sales@card91.io

- Advertisement -

Logo: https://mma.prnewswire.com/media/2446086/Card91_Logo.jpg

- Advertisement -

 

View original content:https://www.prnewswire.com/in/news-releases/card91-launches-ai-powered-upi-credit-scoring-engine-to-enable-smarter-lending-and-drive-financial-inclusion-302524082.html

- Advertisement -
The Ensign Group Continues Growth in Idaho
Shining Bright: Aukera Expands Retail Presence in Noida and Bangalore
Vantage Shines at Money Expo Colombia 2025 with Industry Recognition and Dynamic Engagement
433Futbol & Mundial Media Celebrate Breakthrough Year with 433Futbol.com
BingX Takes the Lead in Offering Trading Services for Pump.fun ($PUMP)
TAGGED: andactionableai-poweredaipoweredaugbangalorebehaviouralbeyondbrebuiltBusinesscardcard91creditdatadrivedynamicenableengineengineafinancialinclusionindia:infrastructurelaunchedlaunchesleadinglendingnewspaymentsproviderrealtimeriskrulesscoresscoringsmartertraditionaltransactiontransformsupi
Share This Article
Facebook Copy Link Print
- Advertisement -

Your Trusted Source for Accurate and Timely Updates!

Our commitment to accuracy, impartiality, and delivering breaking news as it happens has earned us the trust of a vast audience. Stay ahead with real-time updates on the latest events, trends.
FacebookLike
XFollow
PinterestPin
InstagramFollow
YoutubeSubscribe
LinkedInFollow
MediumFollow

Most Selling Products

Top Picks, Trending Now – Discover the Best Sellers!
Tecno Camon 20 Premier 5G

Tecno Camon 20 Premier 5G

Dark Welkin | 8GB RAM + 512GB Storage (Expandable RAM up to 16GB) | Industry’s 1st 50MP RGBW-Pro Camera | Segment-First 108MP Ultra-Wide Macro Lens | 6.67" 120Hz 10-bit AMOLED In-Display

iQOO Z10 Lite 5G

iQOO Z10 Lite 5G

Titanium Blue | 6GB RAM + 128GB Storage | Dimensity 6300 5G with 433K+ AnTuTu Score | Robust 6000mAh Battery | IP64 Rated + Military-Grade Shock Resistance

OnePlus 13s

OnePlus 13s

Black Velvet | 12GB RAM + 256GB Storage | Flagship Snapdragon® 8 Elite Chipset | Exceptional Battery Life in a Compact Form | Lifetime Display Warranty Included

Samsung Galaxy A55 5G

Samsung Galaxy A55 5G

Awesome Iceblue | 8GB RAM + 256GB Storage | Premium Metal Frame | 50MP OIS Main Camera with Nightography | IP67 Water & Dust Resistance | Gorilla Glass Victus+ | sAMOLED Display with Vision Booster

You Might Also Like

Aon appoints Andy Marcell to serve as CEO of Global Solutions
Business

Aon appoints Andy Marcell to serve as CEO of Global Solutions

03/06/2025
PBK Miner Upgrades Its Cloud-Mining Platform as the Worlds Largest: PBK Miner Helps You Earn ,440
Tech

PBK Miner Upgrades Its Cloud-Mining Platform as the Worlds Largest: PBK Miner Helps You Earn $6,440

07/06/2025

Las Vegas News Briefs August 2025

02/08/2025
Artmarket.com: Double-digit growth in Q2 2025, Revolutionary Artprice-Perplexity AI rapprochement: The Mixed Subscription for the Second Half of 2025/2026 Will Redefine the Intelligence of the Art Market
Business

Artmarket.com: Double-digit growth in Q2 2025, Revolutionary Artprice-Perplexity AI rapprochement: The Mixed Subscription for the Second Half of 2025/2026 Will Redefine the Intelligence of the Art Market

07/08/2025
Life Care News
Facebook Twitter Youtube Rss Medium

Life Care News:


We increase the awareness of millions of users through our news networks. We are one of the most trusted news networks in the world.

Top Categories
  • Home
  • Business
  • News
  • Tech
  • Health
  • Sports
  • Entertainment
  • Automobile
Usefull Links
  • About Us
  • Contact Us
  • Terms and Conditions
  • Privacy Policy
Copyright © 2015 – 2025 LifeCareNews Network. All Rights Reserved. LIFE CARE IS REGISTERED MAGAZINE IN RNI, NO.GUJGUJ/2015/71283
Life Care NewsLife Care News
Copyright © 2015 - 2025 LifeCareNews Network. All Rights Reserved. LIFE CARE IS REGISTERED MAGAZINE IN RNI, NO.GUJGUJ/2015/71283
Welcome Back!

Sign in to your account

Username or Email Address
Password

Lost your password?